People are often shocked when they find out a loved ones bank account has been frozen because they have lost capacity. What would you do if your loved one was the main bread winner yet their bank account was frozen due to a loss of capacity? How would you pay the mortgage or provide the essentials without access to a bank account? Having a LPA in place would allow the Attorneys to access the bank account, pay bills, have a say on financial matters. As well as the financial element (Property and Financial Affairs), the Attorneys are able to make health decisions (Health and Welfare) for the person such as which care home they are to live in, what they are going to eat down to what activities they do in the care homes. Without an LPA social services will have full control of your health and welfare and will dictate your lifestyle.
Having an LPA in place gives the attorney’s, usually family members, the ability to choose what’s best for the person and will have knowledge on the persons preferences.
For more information or to book an appointment call now on 0121 262 4063 or visit www.lpaessentials.co.uk